| Editors Message | 3 |
| Table of Contents | 6 |
| Bird Talk | 8 |
| Snowbird Alert | 10 |
| President's Message | 12 |
| Government Report | 13 |
| Insurance | 14 |
| Opinion | 15 |
| Travel - Okanagan | 16 |
| Travel - Canada’s Golf Trails | 22 |
| Finance | 28 |
| Health | 34 |
| Health - Canada's Health Care | 36 |
| Health Pulse | 39 |
| Longevity | 40 |
| Fitness | 41 |
| Book Review | 42 |
| CSA Update | 44 |
| Tribute | 45 |
| Golf | 46 |
| CSA Online | 48 |
| Gardening | 50 |
| Food and Drink | 52 |
| Fun & Games | 54 |
| Grins & Giggles | 55 |
| Application | 56 |
| CSA Benefits | 57 |
| Fast Facts | 58 |
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