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J. Ross Quigley CEO Medipac International Inc. Insurance Every morning, I get a report outlining the new medical claims that have arrived on our doorstep. It shows how many claims we have had, the amounts which we expect to pay, the people who have been hospitalized and the reasons for their claims. The number I watch the most closely is the number of people who are in hospital right now. In November and December, this number is usually between 20 and 35. This morning, it was ONE. This is amazing and means that our snowbirds are staying happy and healthy this season. No nasty Covid, no RSV, no major heart and lung issues and no falls or accidents to report. It really is amazing. We jokingly say that it is OK to fall in love, but it is not OK to fall down stairs or fall in the bathroom. People are paying attention, especially to avoiding those dangerous falls. People are also paying attention by wearing those N95 masks when in crowded places. No major Covid issues and no RSV issues of any consequence is the natural result. Stress is also one of the nasty causes of heart attacks and strokes. We have to learn to let stress just “roll off of our backs.” Those stressful situations that we all encounter are really just a waste of time and energy. Learn to walk away. It certainly appears as though we have learned to be careful and to take better care of ourselves. I know that many of my normal habits have changed for the better and improved health is, again, the natural result. Walking every day is also very helpful. In a perfect world, that ONE would be zero – but that is too much to hope for. All that we can do is try to make sure that we do not put ourselves in positions where we could have a claim… and we appear to be doing just that. This year can be that Magic Year with no uncontrolled health issues and no accidents to report. Let’s get to it and really enjoy our lives. We have earned that right. A Magic Year? 12 | www.snowbirds.org

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