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If you are travelling for less than 41 days and you are under the age of 56, you do not have to complete sections A, C and D of this application. If you are uncertain of your answer to any of the medical questions, consult your doctor. A. ELIGIBILITY ✓Check Yes or No APPLICANT 1 YES NO APPLICANT 2 YES NO 1 Have you been diagnosed as having a terminal illness, been advised by a physician not to travel or do you have HIV, AIDS or AIDS-related complex? 1 YES NO YES NO TRAVEL EMERGENCY MEDICAL INSURANCE 2016 EARLY BIRD PLAN Must be postmarked on or before August 8, 2016  ACCOUNT NUMBER  *123 4 5 6* BirdTalk Featuring the letters & concerns of our members SEND YOUR LETTERS TO Bird Talk, c/o CSANews 180 Lesmill Road Toronto, Ontario M3B 2T5 or by e-mail: csawriteus@snowbirds.org Bird Talk Dear Bird Talk, Wondering if someone could confirm the due date necessary to file a Form 8840. Mike Black ON Ed.: There does seem to be some confusion about this issue. For almost all snowbirds, the deadline is June 15 of the following year. For those few snowbirds who have employment income in the United States, you must file the Form 8840 prior to April 15, which is when U.S. tax returns are due. You should file every year. Dear Bird Talk, In reply to the letter about atrial fibrillation and the avoidance of foods containing vitamin K. The editorial reply has confused vitamin K with K-potassium. The former, vitamin K, encourages clotting (and should be avoided if you have AFib), while potassium (found in bananas) is good for the heart and blood pressure. Another food high in vitamin K which should be avoided with Afib is kale. Cliff Overton Comox, B.C. Ed.: You are absolutely correct and I was mistaken. It is the potassium in bananas that is helpful for my high blood pressure. Potassium is a chemical element known as “K” in the periodic table and is element # 19. Vitamin “K” is a compound found in some leafy vegetables and meats, cheeses and eggs. We received several excellent letters about this subject. Thank you. Paying your premium just got easier and more secure! Pay your premium online with your bank’s website or mobile app. Here’s how… 1. Complete your Early Bird Travel Insurance application and calculate your premium. 2. Log into your bank’s website andaddMEDIPACas a payee. 3. Enter your Medipac account number, found under the bar code on your application. 4. Pay your premium. 5. Send your completed application to Medipac. CSANews | SUMMER 2016 | 9

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