| Editors Message | 3 |
| Table of Contents | 4 |
| Bird Talk | 6 |
| Snowbird Alert | 8 |
| President's Message | 10 |
| Government Report | 11 |
| Insurance | 12 |
| Opinion | 13 |
| Travel - Costa Rica | 14 |
| Travel - Economy | 22 |
| Finance | 25 |
| Health | 30 |
| Health-care Spending | 32 |
| Longevity | 34 |
| Health Pulse | 35 |
| Lifestyle | 36 |
| Fitness | 38 |
| Book Review | 39 |
| Golf | 40 |
| CSA Online | 42 |
| Gardening | 44 |
| Food and Drink | 46 |
| Fun & Games | 48 |
| Grins & Giggles | 49 |
| Application | 50 |
| CSA Benefits | 51 |
| Snowbird Events | 52 |
| Fast Facts | 54 |
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