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him several of the above items to consider, but he insisted that he had excellent coverage for a lower price. He also had one or two health problems, so he should have been especially careful that his coverage was effective for him. He seemed to be very concerned and a bit edgy, so I offered to review his existing policy and compare it to Medipac’s policy. He tossed my offer off and said that he did not need the comparison and I asked him “Why?” His response was that he had a wallet card which proved that he had coverage. It turns out, after further discussion, that he had never seen a policy or even a booklet outlining his benefits. A wallet card is NOT travel medical insurance; even an employee booklet is really not enough to properly determine your coverage. Read the real policy! Many of the employer benefit plans have $10,000 limits on travel medical insurance protection, or $50-100,000 lifetime maximums. And now, a final word for those people who believe that brokers and internet sites which advertise “We will find you the best coverage,” or “We will tailormake a travel medical policy just for you,” or “We deal with 15 different insurance companies and will find you the best deal” are guiding them in the right direction. Well, that’s not quite true. You see, the only insurance plans that are included in their comparisons are the ones which pay commissions or fees to them. Not one of these so-called comparisons has Medipac included as an option. We do not pay any fees or commissions to brokers or to internet sites. The other unfortunate fact is that no two plans are the same and you really can’t compare them without hours of work on each comparison. So, if you feel that you should use one of these brokers or comparison sites to find your travel insurance policy, be very careful. They cannot compete with Medipac; their expenses are too high because of substantial extra costs and/or too poor to consider buying. READ AND UNDERSTAND YOUR POLICY before buying! Insurance The phone number for placemat orders is 1-877-888-2505 Oh, say canyou see by thedawn'searly light What soproudlywehailedat the twilight's lastgleaming? Whosebroad stripesandbright stars thru theperilous fight, O'er the rampartswewatchedwere sogallantly streaming? And the rocket's redglare, thebombsbursting inair, Gaveproof thru thenight thatour flagwas still there. Oh, saydoes that star-spangled banneryetwave O'er the landof the freeand thehomeof thebrave? STAR SPANGLED BANNER OCanada! Ourhomeandnative land! Truepatriot love inall thy sons command. Withglowinghearts we see thee rise, TheTrueNorth strongand free! From farandwide, OCanada, we standonguard for thee. Godkeepour land gloriousand free! OCanada, we standonguard for thee. OCanada, we standonguard for thee. O CANADA! Arizona California Florida LakelandCenter Lakeland Florida McAllenConventionCenter McAllen Texas To order placemats for your social function, call the CSA/Medipac placemat line at 1-877-888-2505or visit www.snowbirds.org. Have a Great Time Today! SeeyouatanExtravaganzanearyou! MesaConventionCenter Mesa Arizona TheVoiceofTravellingCanadians. Ifyou'renotamember,becomeone! 1-800-265-3200 www.snowbirds.org Yourworld isunique. We insure it. 1-800-267-8000 Enjoy the freedomof the snowbird lifestyle. Callus…beforeyou travelagain! 1-888-MEDIPAC www.medipac.com Securecross-borderbanking. Preferred rates.$0-5 transfer fees. 1-800-265-3200 www.SnowbirdExchange.com They are FREE and make wonderful table accessories for your Canadian event. To get your supply of placemats, choose one of the following options: ●● Visit us online at www.snowbirds.org ●● Send an e-mail to placemats@medipac.com PICNIC PLACEMATS Order Now! Please allow a minimum of 2 weeks for delivery. CSANews | SUMMER 2018 | 13

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